Have a gifted deposit? Here’s what you need to know. Using a gifted deposit can be a great way to get onto the property ladder — especially for first-time buyers. However, lenders will usually need confirmation that the money is a true gift, not a loan, and that the person gifting it won’t have any interest in the property. You may be asked to provide: • A gifted deposit declaration • Proof of the source of funds • Identification for the person gifting the money Getting this organised early can
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