Living on a fixed income requires thoughtful planning and spending. Follow these five tips to ensure that you don’t outlive your savings in retirement.

The biggest change once I retire is that I won't be "saving" for retirement anymore, so I won't need to replace the pretax money currently going into my 401 (k). Rather than working off a percentage ...

That number is your household’s modified adjusted gross income (MAGI). If you understand this metric, it becomes much easier ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Most older adults and retirees would agree that health care is near the top of their list of concerns. It’s not just the ...

Retirement planning is full of twists and turns, yet few things cause as much confusion as required minimum distributions.

A couple is 61 years old. They've saved roughly $900,000 for retirement, and they still carry a $250,000 mortgage on their ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

And how much is enough? I ask Carl Richards this question because he hosts a podcast about financial planning and raises this ...

Age 65 is a major transition for many individuals as they shift to thinking about retirement and begin to contemplate ...

Learn how a Roth retirement portfolio earned $175k+ tax-free in 2025 using high-yield funds and swing trading with charts, ...