The biggest change once I retire is that I won't be "saving" for retirement anymore, so I won't need to replace the pretax money currently going into my 401 (k). Rather than working off a percentage ...
Bengen's original 4% rule, published in 1994, suggested retirees could withdraw 4% of their portfolio in the first year and ...
Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...
Business Intelligence | From W.D. Strategies on MSN

I followed the 4% rule - and ran out of money

Retirement should be your victory lap after decades of hard work. You save diligently, watch your nest egg grow, and finally ...
Saving money is good for your financial future, but it's possible to put too much cash in your retirement account.
We asked financial experts for their views on the "4% rule" and how to weather changing market conditions while keeping your ...
Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...
I moved back in with my father about 12 years ago to help him, and I don't pay rent. There has been a reverse mortgage on the house for over 20 years. When he passes, I don't anticipate anything ...
Indeed, $3 million feels like more than enough to retire on at the age of 35. Before you click away from this piece, though, ...
Unlearn 5 retirement myths DINKs believe and build a practical plan for saving, spending, and estate planning with real ...
Before you decide how much money you're going to withdraw from your retirement savings, map out a budget for how much you ...
Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...