Bengen's original 4% rule, published in 1994, suggested retirees could withdraw 4% of their portfolio in the first year and ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Retirement should be your victory lap after decades of hard work. You save diligently, watch your nest egg grow, and finally ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

What if the Wall Street bulls are wrong? Retirees face nervous times ahead if Vanguard is right. The investment giant, which is owned by its 50 million investors, warns that U.S. stock-market returns ...

As advisors continue to debate the best way for retirees to take income from their savings, a new approach emerged this fall from a research paper that challenges William Bengen’s famous “4% rule.” ...

Are you planning to retire in 2026? You’re probably working out how much you can safely withdraw from your pension each year to avoid running out of money. But the old guidance of drawdown amounts may ...

For decades, conventional wisdom has told workers to aim for 80 percent of their pre-retirement income if they want to maintain their lifestyle after they stop working. New research, shifting spending ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.

The U.S. Centers for Medicare & Medicaid Services (CMS) released its delayed and much-anticipated CY 2026 home health final payment rule on Friday, Nov. 28. CMS estimates that the final rule will ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...