Key Takeaways With a health savings account (HSA) can be used as a long-term savings account.HSAs come with triple-tax ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

How you make retirement withdrawals will affect your tax brackets. This can be a fairly complicated issue. Depending on which ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Several IRS changes take effect in 2026, including higher retirement contribution limits, tax adjustments, and more. Here's ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

EPFO’s streamlined withdrawal rules have made access easier, but timing, tax treatment and long-term impact still matter more ...