Over 50 and Earning Over $150,000? New Law Forces 401(k) Catch-Ups into Roth Accounts

New 2026 IRS rule requires American workers over 50 earning above $150,000 to direct 401(k) catch-up contributions into Roth ...
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Ask an advisor: I'm confused about the 5-year rule for Roth conversions. Does it apply to me?

According to an article by Brandon Renfro, there are three 5-year rules for Roth IRAs, but he talks about the first two as ...
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I’m 44 with $1.3 million in my 401(k) — can I stop contributing and still retire in 15 years?

Key Points A 44-year-old with $1.3M saved would reach $3.59M by age 59.5 at 7% returns without further contributions. The new safe withdrawal rate of 3.7% requires $2.7M to generate $100K annually in ...

Do you live in one of these 9 states? Your Social Security benefits could be at risk

Social Security benefits reached record highs in 2026, yet taxes still reduce retiree income nationwide. Eight states ...

Retiring Soon? How This New Withdrawal Rate Challenges the 4% Rule, Report Reveals

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Don't Hate Your RMDs if You're Stuck Taking Them

Nobody wants to pay more taxes, so if you don't need your RMDs, it's easy to see why you might be bitter about having to take ...

4 5-Minute 401(k) Tasks That Will Help You Get Off to a Strong Start in 2026

Claiming your 401 (k) match is one of the best retirement moves you can make for 2026 because you could effectively double ...

This 1 number controls all your health care costs in early retirement, and life becomes easier once you understand it

Most older adults and retirees would agree that health care is near the top of their list of concerns. It’s not just the ...