My investment approach has shifted from yield-centric to growth-focused. Read how the 5% Rule can function as a strategic ...

For a 65-year-old staring at a lifetime of paychecks replaced by portfolio statements, the central question is not just "Did ...

Bengen's original 4% rule, published in 1994, suggested retirees could withdraw 4% of their portfolio in the first year and ...

The biggest change once I retire is that I won't be "saving" for retirement anymore, so I won't need to replace the pretax money currently going into my 401 (k). Rather than working off a percentage ...

Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be ...

Retiring at 55 sounds like a dream come true with no more alarm clocks, no more meetings, just the freedom to do what you ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Retirement should be your victory lap after decades of hard work. You save diligently, watch your nest egg grow, and finally ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

The share of adults who have a will should be 100%, but it hovers consistently at 30% in the U.S. There's no reason for this.

The wage base limit increase means that more higher earners will be paying more in Social Security payroll taxes. For example ...