Lucas Downey is the co-founder of MAPsignals.com, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life ...

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...