You spent decades socking away money, watching balances grow, and planning for this moment. Saving for retirement felt safe, ...

A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their new employer or another account, Vanguard found.

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

Turning 65 can feel like standing on a financial cliff edge. You've spent decades saving, but now retirement is no longer theoretical. It's here. One of the biggest questions people ask at this age is ...