For a 65-year-old staring at a lifetime of paychecks replaced by portfolio statements, the central question is not just "Did ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

No matter where you go online, there is a better-than-good chance that you will see the 4% rule come up around the idea of ...

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

We write stories that make you richer. Take a second right now: Follow us and get tips that will change your life. Saving for ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. Processing ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on every retirement dollar.