Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

For a 65-year-old staring at a lifetime of paychecks replaced by portfolio statements, the central question is not just "Did ...

This new rule will give families more flexibility by allowing some people to tap into their retirement savings early without the usual penalty, to help cover the cost of long-term medical care even ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

When you near retirement, the choices you make with your 401(k) retirement plan matter the most. This article explains the ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

Saving a lot of money at a young age can set you up for future financial success. In fact, if you have a lot of money ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...