This is a slow and steady plan for first‑time gold buyers.

Note: This article is part of Morningstar's January 2015 5-Point Retirement Portfolio Checkup special report. Anyone who's ever gotten lost while traveling in an unfamiliar city or foreign country ...

Note: This article is part of Morningstar’s Guide to Saving for Retirement. An earlier version appeared on Jan. 28, 2015. Anyone who's ever gotten lost while traveling in an unfamiliar city or foreign ...