Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

When it comes to buying homeowners insurance, you have a variety of options. Policies come in different types, usually called HO-1 through HO-8, and each one covers your home and belongings in its own ...

Erie Insurance has a network of local agents in the 12 states where it offers coverage, so this regional insurer can provide ...

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

Wondering how to compare homeowners insurance quotes? You may have noticed that after plugging your information into a few websites, you get wildly different prices, even for the same property. Here's ...

Owning a home is one of the biggest investments most people will make in their lifetime. From unexpected damages to theft or natural disasters, there are numerous risks that could impact the security ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...