Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Whole life insurance can also serve as part of a broader retirement plan, offering flexibility when markets are volatile. Some policies include riders allowing the death benefit to cover long-term ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement often feels like the light at the end of the tunnel — a time to ...

Where you decide to live during retirement can have an enormous impact on the kind of life you lead after your career. Buying a new house or apartment can offer a way to be closer to friends and ...

Retirement can be a period where you live out big dreams like traveling the world or devoting time to hobbies you never had the chance to pursue. But even if you have ideas for lifestyle upgrades, you ...

Last week, we discussed indicators of a late-life crisis in retirement and the importance of feeling relevant. This week we address the importance of purpose and passion in preventing such a crisis.

Many buyers dream of a second home, but few pause to ask a key question, is it meant for leisure or for life after work? The answer shapes everything from location and cost to comfort and long-term ...