As the new year begins, you're probably thinking about financial goals you want to tackle in 2025. While you're at it, why not think long-term and add retirement planning to the mix? If you can carve ...

Individuals open IRAs on their own—unlike employer-run 401(k)s. Traditional IRAs use deductible pretax income, and taxed only ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Learn how and when to convert tax-deferred accounts to a Roth IRA, the tax implications, the 5-year rule, and smart strategies like laddering or backdoor Roth conversions.

Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.

Once you turn 59 1/2, you can withdraw from a Roth IRA without penalty. There are benefits to leaving that money untouched for longer. Figure out if there's another way for you to get the income you ...

The stock market has been volatile in recent weeks as President Trump and DOGE institute big new changes to government operations. This volatility has one Reddit user uncertain as to whether he should ...

Money in a Roth IRA can be withdrawn tax-free after you reach retirement age. The 401(k) has a much higher contribution limit ...

A 40-year-old with $1,000 recently turned to Reddit for some advice about saving money and accumulating wealth. The Redditor ...

(NewsNation) — A Roth IRA is one of the most powerful retirement accounts, and even kids can contribute to them. Savers love Roth individual retirement accounts (IRAs) because contributions and ...

Once you turn 59 1/2, you can take Roth IRA withdrawals without a penalty. And technically, you can take penalty-free Roth IRA withdrawals before 59 1/2 as long as you only touch the principal portion ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — A Roth IRA is one of the most ...