Personal loans are installment loans, which means the borrower receives a lump sum from the lender and then repays it over a predetermined period. Providing the borrower chooses a reputable lender, ...

There are several reasonable ways to get cash when you need it. You may be able to get a small loan from family or friends, and you can always apply for a credit card. But there's another option to ...

Deferring a personal loan payment can relieve financial stress for a month or two, but the total cost could go up. Many, or all, of the products featured on this page are from our advertising partners ...

Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and ...

Need cash now? Use our Personal Loans Tool to lock in great offers in minutes! Citi’s Flex Loan lets eligible cardholders borrow against their existing credit line with no credit check, application or ...

Pawn shop loans are an alternative if you have valuables and need money fast. They’re more expensive and less flexible than traditional financing, though, and they don’t help you build credit. Here’s ...

An “on-the-spot loan” or spot loan is a type of installment loan that doesn’t involve a rigorous financial check before approval. Instead, lenders may offer these short-term financing solutions based ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

A bridge loan is a form of short-term financing that can cover the gap between buying a new home and selling your current one. While bridge loans are used in a variety of fields, in the real estate ...

Credit cards aren’t the only option when it comes to financing purchases or consolidating debt. Personal loans are a popular choice thanks to digital offerings that make it easy to apply and get ...

If you’re having trouble repaying your loan as promised, requesting a loan deferment might help you temporarily pause or reduce payments. Plus, it can help you avoid late fees and damage to your ...