James Chen, CMT is an expert trader, investment adviser, and global market strategist. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, ...

The share of adults who have a will should be 100%, but it hovers consistently at 30% in the U.S. There’s no reason for this.

“I’m 53 years old and I don’t see how I am going to accumulate $7 million dollars before I retire.” “Seven million? Help me understand why that number is your target.” “Oh, I heard it’s what everyone ...

Probably the best financial advice I’ve heard is to spend less than you make. That’s as simple as it gets. For a variety of reasons, that is difficult for many people. I learned in Biblical counseling ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. In any industry, there are general guidelines often referred to as rules of ...

Don’t assume you should withdraw 4% of your savings each year. Don’t assume you need 10x your salary banked for retirement. Don’t assume you need to go light on stocks in your retirement portfolio.

I recently gave a talk to a regional Lions Club, and the questions quickly turned into a referendum on some of the oldest financial rules in the book. Peter wanted to know if subtracting his age from ...

No matter where you go online, there is a better-than-good chance that you will see the 4% rule come up around the idea of ...