Long-term care insurance premiums have climbed as much as 40% in five years, and picking the wrong top insurer can now cost you over $5,000 more a year for almost identical coverage.

Caring for yourself as you age is a hefty expense for the record 4.18 million Americans who turned 65 last year. In fact, the average person in this age group would need $135,000 set aside today for ...

Healthcare costs can be one of the most expensive aspects of retirement, even with Medicare covering much of the basics. Part of the issue is that if you need to receive long-term care, such as a home ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

For many Americans, finding affordable long-term care is a challenge. Still, around 7 in 10 individuals will need that care at some point. One congressman wants to create a federal program to help ...

As our population continues to age and life expectancies rise, the need for long-term care services has become an increasingly important consideration for many people. But while this type of medical ...

A long-term personal loan lets you make smaller payments over a longer period, but it typically means higher total interest costs ...