Key Takeaways While many Americans consider $1.5 million to be the "magic number" that they need to save in order to retire, ...

That number is your household’s modified adjusted gross income (MAGI). If you understand this metric, it becomes much easier ...

Most people think retirement risk shows up late in life. They imagine it happening in their 80s or 90s—medical bills rising, ...

Americans are increasingly shifting how they view retirement, including when it should begin. Instead of waiting until 65 or older, some now see 58 as the ideal age to retire, according to a recent ...

Retiring early can be difficult. But asking an artificial intelligence (AI) for some tips could help. While understanding the steps for early retirement is simple, following through takes time, ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

Indeed, $3 million feels like more than enough to retire on at the age of 35. Before you click away from this piece, though, ...

Can you retire at 39 with $1 million? See how spending, investing, inflation, and lifestyle choices determine whether your money lasts.

If you’re financially prepared, losing a job later in life might not be the end of the world. Although you’d lose a few years of earnings, if you’ve prepared your entire life, early retirement might ...

According to a 2025 report by F&G Annuities & Life (1), 70% of pre-retirees over 50 are considering delaying their retirement ...

'How can we reconcile these differences?' "We will have to curtail overseas vacations and trim our shopping budget. My wife does not approve of these frugal lifestyle changes." (Photo subjects are ...

Kristina Byas is contributor at Investopedia. As a personal finance expert, she has lent her insights and knowledge to numerous financial publications. Her articles have helped readers navigate the ...