Learn the key distinctions between moral hazard and morale hazard—a conscious vs. subconscious change in behavior—and their implications in the insurance industry.

Most of our routine behaviors are not conscious choices. They’re either habits that run on autopilot, or they result from tacit judgments. Making conscious behavior choices in our long-term ...

AI is likely to mirror human minds because it is created by human minds to mimic human intelligence. The premise of this post on the machine “unconscious” is that AI mirrors aspects of the human ...

Traditional artificial intelligence (AI) models classify information or predict future outcomes based on historical patterns by learning from existing data. These models effectively filter email spam, ...