Two decades of “death of the check” predictions kept getting it wrong. Meanwhile, B2B disbursement was quietly becoming one ...

More than $86 trillion flowed among people and businesses through the ACH network in 2024. If you’ve ever received a direct ...

In an era where financial fraud is both sophisticated and relentless, businesses need tools that do more than react. With 21 percent of businesses falling victim to payment fraud, equally ...

Learn how e-checks work, their security features, and why they offer a low-cost, secure alternative to paper checks using the ...

A new plan at NACHA to merge elements of the automated clearing house network with elements of check imaging could allow banks to clear checks more cost-efficiently but may also turn out to be a ...

Though your business can rely on petty cash to buy a stamp or a ream of copy paper, it requires a safer and more traceable method for transactions involving large amounts, multiple payees or ...

The Check 21 law created the substitute check, or image-replacement document. After six years and a brief boom, IRDs are on their way to the payments dustbin, just as Check 21’s backers intended. What ...

Clearing of automated clearing house payments will soon top check clearing at the Federal Reserve banks, a Fed official said. The shift has been a long time coming and is another indication that ...

The automated clearing house network is maturing, bringing slower growth rates and probably slowing fee revenue. Payments executives say businesses are trying to reduce their costs by shifting more ...